As fiction writers, we eavesdrop. How can you write dialogue if you don’t listen to the voices around you?
Sometimes the thought is there, but the word isn’t quite right. I heard a fellow traveler once say to her husband in a tone of desperation, “I came all this way with you and you don’t considerate me.” “Considerate” is an adjective. She was using it as a verb. To this day, we use the made-up verb “to considerate” to mean “to take my needs and desires into consideration.”